whether to take out insurance or turkey telegram data not when concluding a loan agreement?
—In general, we have a positive attitude towards. Such insurance, because a person receives protection in case. Of a difficult life situation that will not allow him to repay the loan on time. The insurance company assumes this risk, but there are important nuances.
It is important for each borrower to make sure that a specific policy really provides protection. Because it happens that although it is sold together with a loan, it does not insure the crit risk, but something else, for example, life and health in general.
I remember an exotic case
when a person was sold insurance for traveling abroad along with a loan, although he was not planning on traveling. This person sent us a complaint to the Central Bank.
Now all these optional in terms of impact on the insurance rate should, as I already said, be includ in a separate application. So that people clearly see that they are voluntarily purchasing services and this does not affect the issuance or non-issuance of a loan.
— It often happens that people first
agree to additional services or exceptional customer service: how to train your team goods when applying for a loan, and then america email change their mind. How much time do they have to think about it?