You previously spoke about brazil telegram data 30 million plans to present a concept for the introduction of supervisory ratings for banks. When will this happen?
— We plan to publish a consultative report by the end of the year. We will use supervisory ratings to better assess the economic position of banks and rank them by risk level. Supervisory ratings will take into account both quantitative and qualitative factors.
Quantitative factors include asset valuation
liquidity, market risk, capital adequacy, bank profitability, etc. We are already piloting a quantitative valuation block within the Bank of Russia — testing it based on the banks’ reports that they regularly send us. We see that the system works well, fairly accurately distributing banks by risk level.
The nearest future, we plan to develop
a high-quality block that will help us understand how well the management and owners manage the banks. Here, we will pay great attention to assessing the risks of the business model and the development strategy maintaining business resilience – now and in the future of the organization. Of course, we will take into account all available supervisory information, such as the results of the assessment of the ao lists bank’s risk management system, the results of the assessment of financial stability recovery plans (FSRP) and supervisory stress testing.